Toggle Navigation
Menu
Home
Click Here To Apply Now
About Us
Our Staff
Community Outreach
Loan Options
30 Minute Bootcamp
Government Loan Programs
FHA Loans
VA Loans
USDA Loans
Fixed vs. Adjustable
HUD-1 Settlement Statement
Broker vs. Loan Officer
Rapid Refi
Loan Process
First Time Home Buyer
Choosing the Right Loan
Step 1: Loan Application
Step 2: Pre-Qualification
Step 3: Mortgage Cost
Step 4: Congratulations
Your FICO score
What is a Credit Report?
What is a Rate Lock Period?
When to Refinance
When Should I Get Qualified?
Debt-to-Income Ratio
Due Diligence and Earnest Money
Rates and A.P.R.
Financial Closing Costs
How Escrow Works
Getting an Appraisal
Refinancing Options
Are You Pre-Qualified?
Closing costs - loans
Why Title Insurance?
Types of Insurance
Title Information
Mortgage Calculators
Mortgage Qualifier Calculator
Rent vs. Buy Calculator
Fixed Rate Mortgage Calculator
APR Calculator
ARM Calculator
15 vs 30 Year Mortgage Calculator
Resources
Privacy Statement
Credit Report
Credit Repair Services
Free Rate Quote
Blog
Daily Rate Lock Alert
May Mortgage Minute
Awards
Clients
Contact
ADR BLOG
Rates Fall in the Fall
December 18th, 2008 10:04 PM by Andrew Walter May CEO
Rates fall to the low 5% range for low LTV - High FICO borrowers. It's a good time to refinance into a 30 year fixed.
Posted in:
General
Posted by Andrew Walter May CEO on December 18th, 2008 10:04 PM
Post a Comment
Subscribe to this blog
Recent Posts:
100% Financing areas near the Toyota Battery Plant in Liberty NC
What's really going on with the housing, stock and bond markets worldwide
Expert PHDs have it all wrong Home Prices will go much higher
Appraisals, Due Diligence monies, and rates got you up at night
Short rates will continue to rise over the next sixteen months until the election
Five Star Rating with eighteen plus years serving NC, VA, TX and FL and no BBB complaints
Housing Stock Plummets to sixty year low growth rates
Cut your Real Estate Agent Commissions by twenty percent
Home Prices forecasted to go up in NC for 2023
Predictions of the Future of Home Prices by Andy May
Archives:
January 2008
Improve your Credit Scores for Free!
June 2022
ADRMortgage.com achieves double digit home purchase transaction in May 2022
March 2022
Reminder on Fannie Mae Loan Sizes
February 2022
Andy May Group, LLC (ADRMortgage.com) re-enters Florida market
November 2021
Last of the Low Low Rates coming to an end in 2022
July 2021
Why you need your loan app ready to go - if you are refinancing.
April 2021
Why the Appraisal Industry is BROKEN!
February 2021
Who's your Realtor? Top 5 Raleigh Realtors right here!
January 2021
Trust, Integrity and a SUPER LOW RATE Everytime.
December 2020
One Day Approvals
August 2020
The Number One Reason to Select a Mortgage Company is Trust, According to ADRMortgage.com (Operating in NC and VA for 15+ years)
July 2020
Bank Vs. Broker? What's the difference: BROKERS ARE BETTER!
January 2020
One Stop Shopping, Private Banking, and Max PAYMENTS
Super low jumbo rates with piggyback
Low Low Rates at ADRMortgage.com
September 2019
Interest Rates become Choppy....ask about our RapidRefi plan
August 2019
Down Payment Options with all 30 year fixed loan programs
July 2019
Why choose ADRMortgage for your next mortgage?
June 2019
Rate Alert
October 2018
HELOC Usage hits all time low
Things to avoid before buying a home
August 2018
Verifying Your Down Payment, Closing Costs, Assets, Income and Debts
What are the advantages of fixed rate versus adjustable rate loans?
The Down Payment
Why might you need an appraisal? How do appraisals work?
What is Due Diligence and Earnest Money and how much should I put down for this?
The Final Steps In A Real Estate Transaction
Closing the Sale
July 2018
Mortgage or Deed of Trust
Why Speed Matters
Are you pre-qualified or pre-approved for a loan?
Should you consider financing closing costs, escrow reserves, or other cash needed at closing?
Should You Talk to a Mortgage Professional Before House Hunting?
June 2018
What is a FICO Credit Score?
Disputing Your Credit
How Much Can You Afford?
Scoring Your Credit - How’s Your Fico?
Debt to Income Ratios
What information will be needed for the loan application (and how it's kept private)
May 2018
How Does My "Rate Lock Period" Impact My Monthly Mortgage Payment?
Why HELOCs are dead, according to Andy May
Raleigh Neighborhood Drone Videos
Donate to the American Red Cross - It's a Cathartic Experience
Why In-House, Unlicensed Mortgage Loan Officers Can Cost You $50,000
5 Ways to Make the Mortgage Loan Process Go Faster
The True Cost of Getting a Mortgage
December 2017
4 Things Every First Time Home Buyer Needs to Know About Credit Scores
Essential Steps to Take Before Hiring a Realtor, according to Andy May, President of ADRMortgage.com
July 2015
Andy May, CEO of ADR Mortgage, gives "100th pint" of blood to the American Red Cross.
June 2015
ADRmortgage.com Announces 10 Years of Perfect BBB Record
The 2015 ADR Mortgage Raleigh Tennis Pro League Kicks Off
August 2014
Top Ten Cities to Avoid for Natural Disasters - City List
Top Ten Cities to Avoid for Natural Disasters
June 2014
CAM Raleigh Beer Garden opens June 5th 2014
ADRMortgage sponsors Raleigh Pro Tennis League.
April 2014
ADRMortgage.com supports the American Red Cross
CAM Raleigh receives support from ADRMortgage.com
September 2013
The Veterans Administration's best sudsidy for veterans
April 2013
Home Sales in Triangle take robust step forward
January 2013
ADRMortgage.com Announces 2013 Mortgage Calculator
December 2012
Appraisals and your ten thousand dollars
September 2012
Home Price indices up 1.2% Year over Year through July 2012
August 2012
Builder and Realtor Owned Loan Officers
July 2012
The (Everyone gets a) Bailout Loan - June 2012 loans started closing
May 2012
Obama Buy the Vote Mortgage
The Right Fix to the Mortgage Mess
April 2012
America can be fixed - without giving away the kitchen sink
November 2011
Manage your credit
May 2011
Credit Scores - How to Protect yours
January 2011
ADR in 2011
September 2010
ADR knows GLB - Compliance Counts!
March 2010
Raleigh Ready to Make Big Move Up in Home Prices
January 2010
New HUD Consumer Home Buying Handbook available 2010
November 2009
December 15th - Low-point for Rates
June 2009
A Tale of Two Cities - Featuring Andrew Coumo
January 2009
Where are Rates Heading?
December 2008
Rates Fall in the Fall
October 2008
American Pride - What Makes us Americans
June 2008
ADR Green Pays Green
Jumbo loan got you down?
April 2008
Why Banks Charge you More
June 2022 (1)
March 2022 (1)
February 2022 (1)
November 2021 (1)
July 2021 (1)
April 2021 (1)
February 2021 (1)
January 2021 (1)
December 2020 (1)
August 2020 (1)
July 2020 (1)
January 2020 (3)
September 2019 (1)
August 2019 (1)
July 2019 (1)
June 2019 (1)
October 2018 (2)
August 2018 (7)
July 2018 (5)
June 2018 (6)
May 2018 (7)
December 2017 (2)
July 2015 (1)
June 2015 (2)
August 2014 (2)
June 2014 (2)
April 2014 (2)
September 2013 (1)
April 2013 (1)
January 2013 (1)
December 2012 (1)
September 2012 (1)
August 2012 (1)
July 2012 (1)
May 2012 (2)
April 2012 (1)
November 2011 (1)
May 2011 (1)
January 2011 (1)
September 2010 (1)
March 2010 (1)
January 2010 (1)
November 2009 (1)
June 2009 (1)
January 2009 (1)
December 2008 (1)
October 2008 (1)
June 2008 (2)
April 2008 (1)
January 2008 (1)
Categories:
Credit Scores (3)
Escrows (1)
first time home buyers, downpayments for a mortgag (5)
General (51)
Home buying Tips (1)
Mortgage (2)
Mortgage pitfalls to avoid (1)
Mortgages (1)
Philanthropy (1)
Raleigh (1)
My Favorite Blogs:
Sites That Link to This Blog:
×
Close
Add a new blog comment
*
Name:
*
Email Address:
URL:
*
Comment:
Characters from the image above:
Your entry does not match the image, please try again.
Submit Comment
×
Close
Subscribe To My Blog
*
Name:
*
Email Address:
Address:
City:
State:
Zip:
*
Characters from the image above:
Your entry does not match the image, please try again.
Subscribe